Banana Muffins

1/2 cup oil- I use 1/4 cup oil & 1/4 cup applesauce

1 egg

2 bananas

1 tsp baking soda

1 tsp hot water

3/4 cup sugar- I use half sugar and half honey

1 1/2 cups flour- I use 3/4 cup white flour & 3/4 cup whole wheat flour

1 tsp baking powder

1 tsp vanilla

1/2 tsp salt

chocolate chips

1. mash banana, baking soda and hot water

2. add in all other ingredients (except chocolate chips) and mix

3. pour into 12 muffin cups

4. sprinkle chocolate chips on top

5. bake at 400 degrees (in preheated oven) for 15 minutes